Tyro's current Android Tap to Pay Embedded Payments SDK must move to MPoC PCI by 25 August 2026.
- Any new merchants onboarded from 26 August 2026 must use one of Tyro's Android MPoC-compliant solutions.
- Existing merchants live before this date may continue using the current Embedded Payments solution until 31 December 2027 (subject to 6-monthly SDK upgrades and maintenance).
If you are:
- Already live with Tyro Embedded Payments SDK, or
- Currently building against the SDK
You will need to choose an MPoC-compliant migration path before onboarding new merchants after August 2026.
MPoC introduces several benefits beyond compliance, including:
- Support for dual-screen Android devices
- Support for larger-format kiosk and countertop Android devices
- Future alignment with evolving industry SoftPOS standards
Tyro will support two Tap to Pay Android approaches moving forward: the existing Embedded Payments SDK and a new method using app-switching with the Tyro Tap to Pay app.
| Criteria | Embedded Payments SDK (MPoC) | Tap to Pay app [NEW] (App Switching) |
|---|---|---|
| Integration effort | Higher | Lower |
| UX control | Full control | Limited (handoff to Tap to Pay app) |
| User experience | Seamless (no switching) | App switching |
| Compliance burden | Partner must complete MPoC certification | Not require MPoC partner certification |
| Cost | There is an MPoC certification fee to a third party (once every 3 years) and a PCI listing fee for your POS app | No certification costs |
| Maintenance | SDK updates every ~6 months | Managed by Tyro |
| Device setup | Standard (existing model where POS builds authentication and reader creation into their app) | App must be installed on device and pairing of POS to Tap to Pay app. |
| Android version | Requires Android 12 or higher | Requires Android 12 or higher |
Partners who wish to maintain the embedded SDK experience will be able to migrate to Tyro's new MPoC-compliant SDK.
- Updating your integration to Tyro's MPoC SDK.
- Requires Android 12 or higher.
- Obtain MPoC certification for your app:
- This is processed by our MPoC partner who will undertake the MPoC review and certification of your app (this review ensures the correct implementation of payment flows, similar to the existing Tyro certification process).
- An MPoC certification fee and PCI listing fee applies to certify your POS app.
- MPoC solutions are required to be reviewed every 3 years, and a re-certification of your app would be required as part of this.
Tyro guides partners through the MPoC certification process and can assist you with supplying the necessary information for the MPoC assessment.
- One app for POS and payments
- Ongoing SDK maintenance and upgrades
- MPoC compliance and certification costs and obligations remain with the POS provider
- SDK updates expected approximately every 6 months
POS applications delegate the payment processing to the Tap to Pay app in an app-switching model.
Under this approach:
- Your POS app launches the Tap to Pay app when payment is required
- Tyro handles payment processing and MPoC compliance
- Your app regains control once payment is complete
- App switching is fast and not noticeable within the order + pay flow
This model significantly reduces:
- Integration complexity
- Compliance overhead
- Certification effort
- Long-term SDK maintenance burden
Importantly:
- POS partners do not need to complete MPoC certification under this model
- Tyro manages the MPoC-certified payment application directly
- Lower integration effort
- Reduced operational overhead
- Faster access to future payment features
- No MPoC certification burden for partners
- Better long-term scalability
- Automatic update
- The Tap to Pay app must be installed on each merchant device
The Tap to Pay app can be paired to your android POS app, enabling app switching. Please reach out to your partner manager if you are interested in participating in the partner pilot program for the new Tyro payment app.